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Wooden fences on the other hand are less durable. File a police report if the damage was caused by someone.
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Typically if the damage to your fence was caused by a car vandalism or a storm the fence is probably covered. You will need to file an insurance claim to receive help and report the damages. If dealing with the insurance company isn t going to be worth the hassle then you should absolutely avoid it.
Whether or not the insurance company covers the damage depends on how the damage occurred.
You will need to file an insurance claim to receive help and report the damages. If you have a fence that has been damaged you may be able to get help with the cost of a replacement or repair from your homeowners insurance company. They are usually only covered up the actual cash value of your fence at the time of the damage. The claim can be split between the two home owners who share the fence provided they both file a claim.
